Rick Valcourt

Buying

Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
 
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
 
I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
 

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you would like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
 
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
 
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
 
This may seem like a lot of questions to answer but once you put pen to paper, you will soon realize what it is you truly desire.
 

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
 
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
 

I Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications.
 
I will send you personal searches with detailed information on the properties so you are well informed of any 'surprises' that may not have been evident from the public MLS search engine. Want even more detaiils on the home? Not a problem! I am happy to  research any questions my clients may have.
 

I Will Help You Every Step Of The Way 

Rest assured that I will answer your calls and questions in a timely manner. It's not called a 'process' because its simple. Once we have found the home you want, I will help you complete your financing, inspections, and the closing of the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
 

About Me 

I make myself available at all times.  My website is here to help you 24 hours a day.  You can search listing at your own convenience, browse reports, and read up on real estate info on your own terms.  When you are ready to see a listing in person or just have s simple question, please don't hesitate to contact me!

 

 

My Free Reports

 

 

Buyer's Guide

Buying Your First Home
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
The Right Home at the Right Price
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
Avoid Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
But Do You Need It
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
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